Your clients expect discretion. Regulators expect due diligence. Both are non-negotiable.
Investment firms and wealth managers handle some of the largest, most complex flows of money in the financial system across jurisdictions, through layered structures, involving clients who may be PEPs, sanctioned individuals, or connected to high-risk ownership chains. Regulators know this. Sanction Scanner gives investment firms and wealth managers the screening, monitoring, and source of wealth tools to satisfy both their clients and their regulators.
TRUSTED BY OVER 800+ CLIENTS
The investment sector looks low risk. Regulators have a different view.
A Swiss bank was fined $985 million for AML failings. Private banking is firmly in scope.
A Swiss bank was fined $985 million for AML failings. Private banking is firmly in scope.
The largest single AML penalty of 2025 went to a private bank, issued by French authorities for failures in its wealth management compliance program. The investment and private banking sector is no longer treated as a lower-risk environment by regulators. The complexity of structures, the size of flows, and the cross-border nature of wealth management make it one of the highest-scrutiny areas in global AML enforcement.
FinCEN's final rule published in September 2024 extended full AML and CFT obligations to US investment advisers, a sector that had operated largely outside mandatory AML requirements for decades. SEC-registered advisers must now implement written AML programs, conduct customer due diligence, file suspicious activity reports, and screen clients against sanctions lists. The compliance deadline is January 2028, but firms that wait until then are building on the back foot.
Investment firms serve corporate clients, family offices, and institutional investors whose true beneficial owners are often obscured by layered structures. Regulators including the FCA, MAS, and FinCEN are explicitly targeting opacity in ownership chains. A client relationship that appears clean at the surface can carry significant sanctions or financial crime exposure at the beneficial ownership level. Standard KYC is not sufficient. KYB and UBO verification are the expectations.
Source of wealth and source of funds are no longer optional checks but regulatory baselines.
The Singapore money laundering scandal and the subsequent tightening of MAS supervision across Asia Pacific made one thing clear globally: Wealth managers that cannot demonstrate where their clients' money came from are exposed. The same principle is now driving enforcement in Europe and the US. Beneficial ownership registries, enhanced due diligence requirements, and source of funds verification are no longer advanced compliance features, they are what regulators expect to find when they review your program. Sanction Scanner gives investment firms the screening, risk scoring, and monitoring infrastructure to demonstrate exactly that.
Compliance built for the complexity of investment relationships.
Every module connects to your portfolio management and CRM systems via API in days, not months.
Screen every investor before they enter your portfolio
Sanction Scanner screens investors against 3,000+ global sanctions lists, PEP databases, and adverse media sources across 220+ countries, at onboarding and at every material change in the relationship. Data updated every 15 minutes means you are working with current intelligence, not stale information from the last periodic review.
AML Screening →Verify the businesses and structures behind your corporate clients
Investment firms and wealth managers regularly onboard corporate clients, family offices, and structured vehicles. KYB verifies business structures, identifies Ultimate Beneficial Owners, and surfaces hidden risk at the ownership level going beyond the front-facing entity to the individuals who actually control and benefit from the relationship.
KYB →Risk-score every client based on their actual profile
Not every investor carries the same risk. Customer Risk Assessment assigns dynamic scores based on client type, jurisdiction, industry, ownership structure, and transaction behaviour ensuring enhanced due diligence is applied proportionately, and that your compliance resources are focused on the relationships that actually warrant closer scrutiny.
Customer Risk Assessment →Monitor transactions and portfolio activity for suspicious patterns
Transaction Monitoring gives your compliance team configurable rules and real-time alerts for patterns specific to investment AML risk unusual redemptions, rapid fund movement, transactions inconsistent with declared source of wealth, and cross-border flows through high-risk jurisdictions.
Transaction Monitoring →Re-screen your entire client base automatically, every day
A clean investor today can appear on a sanctions list tomorrow. Ongoing Monitoring re-screens every client in your portfolio daily and alerts your team the moment a risk status changes without manual intervention or a scheduled review cycle that may be months away.
Ongoing Monitoring →Investment firms operate complex technology stacks portfolio management systems, CRM platforms, custodian interfaces, and reporting tools. Sanction Scanner integrates via a RESTful API with webhook support, designed to connect into existing workflows at the points that matter: investor onboarding, periodic review, transaction processing, and reporting. Our integration specialists work directly with your technical team to map the right connection points. No API integration fees. No server costs. No separate data subscription. Everything is included.
API Integration →Built for the frameworks that govern investment AML globally
From FATF guidance to MAS supervision Sanction Scanner maps to every major framework that applies to investment firms and wealth managers.
The global risk-based approach standard underpins investment AML obligations in virtually every jurisdiction. Sanction Scanner's tools are designed to satisfy FATF requirements for customer due diligence, beneficial ownership verification, ongoing monitoring, and suspicious activity reporting.
FinCEN's 2024 final rule brings SEC-registered investment advisers under mandatory AML obligations for the first time. Sanction Scanner supports the KYC, screening, transaction monitoring, and SAR reporting requirements that the rule requires.
FCA supervision of investment firms and wealth managers includes explicit expectations around source of funds, PEP screening, and beneficial ownership verification. Sanction Scanner's audit trails and risk scoring are designed to meet FCA supervisory standards.
European investment firms operate under the 6th AML Directive and ESMA guidelines on AML in capital markets. Sanction Scanner's coverage across all EU Member States supports multi-jurisdictional compliance for investment managers operating across Europe.
Following Singapore's high-profile money laundering cases, MAS has significantly tightened AML expectations for private banking and wealth management. Sanction Scanner's source of wealth screening and cross-border monitoring tools are aligned to MAS requirements for enhanced due diligence on high-risk clients.
Build an AML program that satisfies regulators without compromising your client experience.
Book a 30-minute demo with our team. We will show you how Sanction Scanner maps to your investor onboarding process, your beneficial ownership workflows, and the regulatory frameworks you operate under.
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